Receive Yearly Survival Benefit from Year 10* onwards until maturity

Great Income Enhancer is a limited pay participating endowment plan with guaranteed survival benefit and non-guaranteed cash bonuses. You only need to commit 15 or 20 years of premium payment, while enjoying life protection until age 70 next birthday.

Guaranteed Survival Benefit from Year 10 onwards

Great Income Enhancer ensures that you enjoy a continuous flow of supplementary income. You will receive a yearly guaranteed survival benefit payment from the end of the 10th year onwards with a 15-year premium payment plan or from the end of the 15th year onwards with a 20-year premium payment plan. Here’s an illustration of how your guaranteed survival benefit is paid over time:

Premium Payment Term
Policy Year	*15 Years	20 Years
	% of Basic Sum Assured
1 – 9	-	-
10 – 14	16.5%	-
15 – 19	7.0%	14.0%
20 – 24	4.0%	7.0%
25 – maturity	4.0%	4.0%

Higher Coverage From Year 3 onwards
In the event of unexpected Death or TPD (before age 65 years next birthday), an additional sum assured will be paid out according to the table below, ensuring your loved ones will be able to carry on with added peace of mind:

Policy Year	Additional Sum Assured
	(% of Basic Sum Assured)
1 – 2	-
3 – 4	10%
5 – 6	20%
7 – 8	30%
9 – 10	40%
11 -  maturity	50%

This means, after the 10th Policy Year, the death benefit is 150% of the original Basic Sum Assured.

Yearly Cash Bonus
On top of the guaranteed survival benefit, Great Income Enhancer also provides a yearly non-guaranteed cash bonus which starts from the end of the first policy year. This gives you additional financial resources that will come in handy at a time when you might welcome the extra income.

Maturity Benefit
Upon maturity at age 70 years next birthday, you will receive a lump sum payment that comprises 150% of the original basic sum assured, accumulated survival benefit (if any), accumulated cash bonus (if any), final year survival benefit, and terminal bonus on maturity (if any).